Equipping Leaders To Minister

Most churches have some type of benevolence program (Food Pantry) without any accountability or follow-up protocol. Our program allows the person in need to evaluate his/her financial situation, find the root cause of his/her crisis situation, and advise how to attain financial accountability with regards to his/her specific monetary dilemma. This program guides each “client” to develop an individualized plan of action that mirrors Godly stewardship. Then the church can finally dispense some financial assistance that addresses their immediate need.

LEARN HOW TO:

  • Develop a personal program for your church

  • Learn why this would benefit your Pastor

  • Learn why this would help church finances

  • Learn how to counsel & guide those in financial need

  • Learn how to hold people accountable

  • Learn how this would help you grow as a counselor

  • Honor God by teaching Biblical stewardship principles

Benevolence Program training is provided either in person (1 day) or via Webinar (2 half days).

Fee: $35 for training materials

Stay Tuned for upcoming In-Person Seminars

Request more information if you would like your church to host an In-Person Seminar

Information on upcoming webinars


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Individual and Couples Counseling

Pastor José has been assisting Individuals and Couples for over 25 years. Participants have been from a range of ages, walks of life, denominations, and financial situations.

Personal financial counseling includes an initial free consultation followed by an agreed-upon number of sessions.

Counseling can take place in person in the San Antonio, Texas metro area, or by video conferencing.

All discussions are completely confidential. Counseling provides an opportunity to implement principles of financial freedom to a particular situation. Financial counseling also renews marriages and individuals to walk closer to God.

Topics Include:

  1. Where are they now and where do they want to go to.

  2. A person's understanding of why a budget will help their spiritual and mental health

  3. Where are they in their vision to get their house in order in the of stewardship.

If you are interested in possibly having direct financial counseling with Pastor José and setting up an initial free consultation, follow this link to submit a request.

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Support to Pastors and Church Leaders

Pastor José has a wealth of experience supporting Pastors and Church leaders as they seek a a debt free vision for their church communities.

Participants have been from a range of ages, walks of life, denominations, and financial situations.

Pastoral/church leadership financial support sessions include an initial free consultation, followed by an agreed upon number of sessions.

Support sessions can take place in person in the San Antonio, Texas metro area, or by video conferencing.

If you are interested in possibly having direct financial consultations with Pastor José and setting up an initial meeting, follow this link to submit a request.

TESTIMONIALS

IT WORKS!

One of the areas Debt Free in Christ has helped our family has been by teaching our children to pursue their college years at the least possible expense or as debt-free as possible. Both our sons wanted to be part of the process of finding a financial solution to help pay their college tuition. Noé, our eldest, started off with an academic partial scholarship and worked to help pay for his schooling. Now, he has secured a full ride for the next 3 years with a ROTC scholarship. We are super proud of all his efforts to make this scholarship a reality. He maintained his grades, participated in intense physical regiments and exercises to pass the physical exams, and demonstrated commitment and leadership. He was an active participant in making sure his scholarship came to a reality.

Now, Emanuel is pursuing his next college steps. He has made very strategic choices in high school including maintaining his GPA, becoming a National Honor Society member, doing AP coursework, and applying for scholarships. He has also invested in his sports abilities, practicing and competing, so that his scholarship can include both academic and fencing scholarships. Again, he is an active participant in ensuring he has opportunities to fund his college education next year without much debt.

Being an active participant in using money in God's way has been a wonderful experience for our boys. Thank you, DFIC, for good stewardship instruction.

David & Melissa Sanchez

San Antonio, Texas

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My wife and I sought financial advice from Pastor José Zambrana when he lived in PA. Though he moved to TX, he continued giving us financial guidance. José always had our best interest at heart to succeed with our finances. He was willing to discuss new ideas and never forced us to make decisions. He offered kind words of encouragement. We connected mostly through texts. Once in a while I would call; he had a calming voice that was always willing to give me solid advice. José would also check in with me to see how our goals were coming along. We were always only a text away for answers to our questions. We may have a long way to go, but we will always be thankful for José’s support as we continue on our road to financial freedom. My wife and I have also become Ministry partners; we want to spur José to continue this vital financial teaching to other folks as well. Thanks, José

Kip & Lisa Galinsky

Immanuel Church of the Nazarene

Lansdale, PA

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Once upon a time, there lived a couple that owed over $40,000 in debt and now they are Home Owners, living the Debt-Free life! But let’s start at the beginning.

We resided in The Bronx -- a time we called B.K.C. (Before Knowing Christ). Our main debt was lots and lots of credit cards, all maxed out. Then came a messenger from GOD -- aka, Jose Zambrana, who taught us the benefits of being debt free. So, every weekend, we traveled to Warwick, New York, an Upstate suburb, to learn the steps in reaching the goal of being debt

free. By working VERY hard, God allowed us to reach that target.

Fast forward 8 years -- we continue being blessed and happy, living that debt-free life in our mortgage-free home in sunny Florida. Praise God! The End.

-Olga W. & Angel Rivera